Modern & Future Skills, Weapons, Armor & Equipment User summary: A compilation of materials ("supplements") in one document to support modern- and science-fiction-genre gaming, including: Supplement N - Modern Skills Supplement O - Future-Tech Skills Supplement P - Modern Armor Supplement Q - Future-Tech Armor Supplement R - Improvised & Post-Apocalyptic Armor Supplement S - Firearms Supplement T - Future-Tech Weapons Supplement U - Modern and Future Money Supplement V - Modern Equipment Supplement W - Future-Tech Equipment Supplement X - Heavy Weapons