User summary: Brick & Mortar: Last of the Independents presents four pre-generated characters (two of which are required in every game; two of which are optional) and the framework of a scenario, though the details of the scenario are determined by the players. The game does not use a game master. Play proceeds in a formalized manner with each character having distinct skills, goals, and tendencies. While much of the game is pre-determined by the rules, the players also can exercise substantive input.